Roof Geeks
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Flexible Financing Options

Don't Let Cost Delay a Safe Roof

A new roof protects everything under it — and you shouldn't have to wait to afford it. Roof Geeks offers two trusted financing paths so you can start your project now and pay over time. Choose the option that fits your home and budget.

PACE Financing — RenewPersonal Loan — Hearth
Two Ways to Pay

Financing Built Around Your Home

Both options are offered through independent partners and let you move forward on the roof your property needs today. Review the details below and apply directly with the provider of your choice.

Renew Financial
PACE Financing

Improve Your Home With No Upfront Cost

Renew Financial offers simple financing for home improvement projects. With Renew's PACE financing, you can make your home more comfortable, safe, healthy, and energy efficient with no upfront cost and then repay as a line item on your property tax bill. For more than a decade, homeowners have trusted Renew Financial to help them afford to make critical home improvements with ease.

No upfront cost

Get your project started without an out-of-pocket down payment.

Repay on your property taxes

Repayment is added as a line item on your annual property tax bill.

Approval based on home equity

Qualification considers your home's equity, not credit score alone.

A decade of trust

Homeowners have relied on Renew Financial for over ten years.

HearthPersonal Loan

Monthly Payment Plans, Without Tapping Home Equity

At Roof Geeks, we understand that repairs and upgrades can sometimes extend beyond what insurance covers. That's why we've partnered with Hearth to offer you flexible financing solutions. With Hearth, you can quickly pre-qualify for funding in just a few minutes, making those essential or desired upgrades more accessible. Our financing options cater to a wide range of needs, with support for customers holding FICO scores as low as 550 and offering loans that could help cover your needs. Whether it's bridging the gap that insurance doesn't cover or opting for an upgrade, Hearth's convenient monthly payment options through their app make it easier for you to achieve your dream home. Let us help you make your project a reality with financing tailored to your needs.

01Tell us about your project

Answer a few quick questions about the work you need done.

02Compare your options

See personalized monthly payment options in seconds.

03Choose and get funded

Pick the plan that fits and get funds to start your roof.

Roof Geeks is an independent company and is not owned or controlled, in whole or part, by Renew Financial Group LLC. NMLS # 1788120. Roof Geeks does not provide financing and is neither a lender nor a broker. Renew's PACE financing is provided by energy finance leader Renew Financial Group LLC in cooperation with local governments sponsors, and financing approvals are subject to underwriting and documentation requirements.

Frequently Asked Questions

Answers Before You Commit

PACE (Property Assessed Clean Energy) financing lets you fund eligible home improvements with no upfront out-of-pocket cost, then repay the amount as a line item on your property tax bill. With Renew Financial, approval is based largely on your home equity rather than your credit score alone.

Protect Your Property with Our Trusted Roofing Professionals Today!

Your roof is the single most critical barrier protecting your property from the elements, and postponing necessary work only increases the eventual cost. Reach us at (916) 888-7663.

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