Don't Let Cost Delay a Safe Roof
A new roof protects everything under it — and you shouldn't have to wait to afford it. Roof Geeks offers two trusted financing paths so you can start your project now and pay over time. Choose the option that fits your home and budget.
Financing Built Around Your Home
Both options are offered through independent partners and let you move forward on the roof your property needs today. Review the details below and apply directly with the provider of your choice.
PACE FinancingRepay as a line item on your property tax bill, with no upfront cost to get started.
- No upfront out-of-pocket cost
- Repaid through your property taxes
- Based on home equity, not just credit score
Compare monthly payment options in minutes with a personal loan — no home equity required.
- Fixed monthly payments
- Checking your rate won't affect your credit
- Funds available fast

Improve Your Home With No Upfront Cost
Renew Financial offers simple financing for home improvement projects. With Renew's PACE financing, you can make your home more comfortable, safe, healthy, and energy efficient with no upfront cost and then repay as a line item on your property tax bill. For more than a decade, homeowners have trusted Renew Financial to help them afford to make critical home improvements with ease.
No upfront cost
Get your project started without an out-of-pocket down payment.
Repay on your property taxes
Repayment is added as a line item on your annual property tax bill.
Approval based on home equity
Qualification considers your home's equity, not credit score alone.
A decade of trust
Homeowners have relied on Renew Financial for over ten years.
Monthly Payment Plans, Without Tapping Home Equity
At Roof Geeks, we understand that repairs and upgrades can sometimes extend beyond what insurance covers. That's why we've partnered with Hearth to offer you flexible financing solutions. With Hearth, you can quickly pre-qualify for funding in just a few minutes, making those essential or desired upgrades more accessible. Our financing options cater to a wide range of needs, with support for customers holding FICO scores as low as 550 and offering loans that could help cover your needs. Whether it's bridging the gap that insurance doesn't cover or opting for an upgrade, Hearth's convenient monthly payment options through their app make it easier for you to achieve your dream home. Let us help you make your project a reality with financing tailored to your needs.
01Tell us about your project
Answer a few quick questions about the work you need done.
02Compare your options
See personalized monthly payment options in seconds.
03Choose and get funded
Pick the plan that fits and get funds to start your roof.
Roof Geeks is an independent company and is not owned or controlled, in whole or part, by Renew Financial Group LLC. NMLS # 1788120. Roof Geeks does not provide financing and is neither a lender nor a broker. Renew's PACE financing is provided by energy finance leader Renew Financial Group LLC in cooperation with local governments sponsors, and financing approvals are subject to underwriting and documentation requirements.
